Comments on: Checking http://sashaisamonster.com/2010/03/checking/ Sun, 12 Feb 2012 00:00:43 +0000 http://wordpress.org/?v=2.7.1 hourly 1 By: kb http://sashaisamonster.com/2010/03/checking/comment-page-1/#comment-8720 kb Sun, 21 Mar 2010 02:03:21 +0000 http://sashaisamonster.com/?p=3378#comment-8720 I'm happy to say that I'm no longer with Wells Fargo, because I could never get on top of my finances, especially when I was getting charged $35 overdraft fees. They reversed a few, then told me they couldn't do that anymore, and one day I ended up with ELEVEN overdraft fees. In one day. Yes, $385 worth. These big banks rape and abuse the people who are in the most vulnerable financial situations. I'm now with a credit union and digging myself out of that hole which my other bank helped throw me into. I’m happy to say that I’m no longer with Wells Fargo, because I could never get on top of my finances, especially when I was getting charged $35 overdraft fees. They reversed a few, then told me they couldn’t do that anymore, and one day I ended up with ELEVEN overdraft fees. In one day. Yes, $385 worth. These big banks rape and abuse the people who are in the most vulnerable financial situations. I’m now with a credit union and digging myself out of that hole which my other bank helped throw me into.

]]> By: chic little http://sashaisamonster.com/2010/03/checking/comment-page-1/#comment-8708 chic little Sun, 14 Mar 2010 05:56:22 +0000 http://sashaisamonster.com/?p=3378#comment-8708 I thought I saw you on tv today, but it was happy hour and the sound wasn't on so I couldn't hear what you said. Sorry you have to deal with such craziness. I love my credit union, but I almost never visit the building downtown. I really just use their services and benefit from the better interest rates. I thought I saw you on tv today, but it was happy hour and the sound wasn’t on so I couldn’t hear what you said. Sorry you have to deal with such craziness. I love my credit union, but I almost never visit the building downtown. I really just use their services and benefit from the better interest rates.

]]> By: emily http://sashaisamonster.com/2010/03/checking/comment-page-1/#comment-8704 emily Sat, 13 Mar 2010 02:36:50 +0000 http://sashaisamonster.com/?p=3378#comment-8704 i am the queen of money issues that are not my fault - three different times while traveling i've had my cards and/or purse stolen. and every time, my credit union has been AMAZING about working with me to get everything taken care of ASAP (including having suspicious charges reimbursed in full). my overdraft fees are $5. i've never had to wait more than a few hours for a check to be cleared. the only disadvantage is that the closest location is 20 minutes from my house - but i can deal with that!! definitely join a CU. i am the queen of money issues that are not my fault - three different times while traveling i’ve had my cards and/or purse stolen. and every time, my credit union has been AMAZING about working with me to get everything taken care of ASAP (including having suspicious charges reimbursed in full). my overdraft fees are $5. i’ve never had to wait more than a few hours for a check to be cleared. the only disadvantage is that the closest location is 20 minutes from my house - but i can deal with that!! definitely join a CU.

]]> By: woohoo http://sashaisamonster.com/2010/03/checking/comment-page-1/#comment-8696 woohoo Fri, 12 Mar 2010 13:49:46 +0000 http://sashaisamonster.com/?p=3378#comment-8696 Only go with small banks. All other banks will fuck you over. I go with Woodforest National Bank but here is something my mother emailed me: http://www.huffingtonpost.com/bill-maher/stop-the-abuse-its-time-t_b_422068.html Only go with small banks. All other banks will fuck you over. I go with Woodforest National Bank but here is something my mother emailed me:
http://www.huffingtonpost.com/bill-maher/stop-the-abuse-its-time-t_b_422068.html

]]> By: Copa http://sashaisamonster.com/2010/03/checking/comment-page-1/#comment-8693 Copa Fri, 12 Mar 2010 07:13:33 +0000 http://sashaisamonster.com/?p=3378#comment-8693 I'm in Oregon what credit union do you go with? I’m in Oregon what credit union do you go with?

]]> By: Copa http://sashaisamonster.com/2010/03/checking/comment-page-1/#comment-8692 Copa Fri, 12 Mar 2010 07:12:55 +0000 http://sashaisamonster.com/?p=3378#comment-8692 My old credit union started hiding pending charges (you sometimes could actually see them and then they would disappear) when you were low on cash and then you would make a bigger purchase thinking you still had enough to cover it and they would crash all those little pending charges down on you at once causing you to have 7 or more overdraft fee's of 30 bucks each (I shit you not.) but I switched when I moved and so far I love my current bank but that might be because it's local and well... honest. My old credit union started hiding pending charges (you sometimes could actually see them and then they would disappear) when you were low on cash and then you would make a bigger purchase thinking you still had enough to cover it and they would crash all those little pending charges down on you at once causing you to have 7 or more overdraft fee’s of 30 bucks each (I shit you not.) but I switched when I moved and so far I love my current bank but that might be because it’s local and well… honest.

]]> By: DualPersonality http://sashaisamonster.com/2010/03/checking/comment-page-1/#comment-8688 DualPersonality Fri, 12 Mar 2010 04:04:16 +0000 http://sashaisamonster.com/?p=3378#comment-8688 Go with BECU - no question Go with BECU - no question

]]> By: Joy http://sashaisamonster.com/2010/03/checking/comment-page-1/#comment-8687 Joy Fri, 12 Mar 2010 00:21:22 +0000 http://sashaisamonster.com/?p=3378#comment-8687 Also, I just wanted to add that if I had an overdraft problem (something that I felt was their fault, not mine) they were excellent about working with me and dropped the overdraft fees. This has happened more than once and I think I'd be hard pressed to go back to a bank after using a credit union. Also, I just wanted to add that if I had an overdraft problem (something that I felt was their fault, not mine) they were excellent about working with me and dropped the overdraft fees. This has happened more than once and I think I’d be hard pressed to go back to a bank after using a credit union.

]]> By: Joy http://sashaisamonster.com/2010/03/checking/comment-page-1/#comment-8686 Joy Fri, 12 Mar 2010 00:16:44 +0000 http://sashaisamonster.com/?p=3378#comment-8686 I definitely agree. I went from a bank to the Duke Credit Union and I could not be happier. Although, the overdraft fee is $28, they have a program you can sign up for that allows you to have a $1000 overdraft protection, which you pay back like credit. I've never had a problem with my credit union, and they also don't push you to start extra accounts or apply for loans. I highly recommend a credit union. I definitely agree. I went from a bank to the Duke Credit Union and I could not be happier. Although, the overdraft fee is $28, they have a program you can sign up for that allows you to have a $1000 overdraft protection, which you pay back like credit. I’ve never had a problem with my credit union, and they also don’t push you to start extra accounts or apply for loans.

I highly recommend a credit union.

]]> By: Rachel http://sashaisamonster.com/2010/03/checking/comment-page-1/#comment-8685 Rachel Thu, 11 Mar 2010 21:47:32 +0000 http://sashaisamonster.com/?p=3378#comment-8685 I'm also totally for CU's like a lot of the comments so far. If you have to/want to stay with a bank for whatever reason, I would suggest Wells Fargo. They've been pretty good with me so far, will reimburse fees if you call and explain, don't hold a lot of checks except for the usual circumstances and they don't charge me ridiculous fees for using other ATM's. BofA has been nothing but problems for everyone I know that uses them. WaMu was another good one until they merged with Chase. I’m also totally for CU’s like a lot of the comments so far. If you have to/want to stay with a bank for whatever reason, I would suggest Wells Fargo. They’ve been pretty good with me so far, will reimburse fees if you call and explain, don’t hold a lot of checks except for the usual circumstances and they don’t charge me ridiculous fees for using other ATM’s. BofA has been nothing but problems for everyone I know that uses them. WaMu was another good one until they merged with Chase.

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